Sunset Plaza Insurance

With so many options and coverage types available, shopping for Cheap Commercial Insurance can be a daunting task. But one thing is clear: whatever your business, commercial insurance is essential to your success. Sunset Plaza Insurance works with you to determine what kind of insurance your business needs, formulate a unique profile, and then find the least expensive policy to cover your exact needs. Learn more below or fill in the form to get a free quote today.

What kind of insurance do I need for my business?

Business Insurance coverage can be broken down into a few major categories, with many options within each. Your business will likely need a combination of several types of coverage. We’ll help you find the right level of coverage and get it for you at a price you can afford.

Commercial property insurance

protects your business location and its contents and equipment from such risks as fire or theft. Specialized forms such as earthquake insurance exist as additional options. Most plans will also pay for business interruption and loss of revenue that result from the loss.

Liability insurance

protects your business from being sued for negligence, malpractice, or injury. Specialized forms of liability insurance include professional, product, and general liability. Coverage generally includes both legal fees and damages, where necessary. For small businesses, including independent contractors, landscapers, manufacturers, and marketers, liability insurance can be the dividing line between success and failure.

Commercial auto insurance

insures your business vehicles, such as vans or trucks, against damage. It also covers people and property harmed by your business vehicles. Private auto insurance does not cover cars for business use, making commercial auto insurance necessary for anyone whose business involves driving. International driver options are available.

Workers’ compensation insurance

is a form of liability insurance that pays for the medical expenses of employees who are injured on the job. Workers’ compensation simultaneously prevents injured employees from suing their employers for negligence.